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What 2024 Taught Us About Financial Independence and Freedom Investing

How was your journey towards financial independence in 2024? Depending on where you started and the stage you’re at now, your experience might feel completely different from mine. As I reflect on the year that has just passed, I can’t help but think about the transformative experiences that shaped my journey. Every year has its […]

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8 Financial Independence Mistakes We Made—and What We Learned

It has been eight years since Paul and I embarked on our journey towards financial independence (FI). This journey has been a mix of exhilaration and challenges, each step filled with valuable lessons that have not only shaped our approach but also strengthened our resolve. Throughout our journey, we’ve faced numerous challenges and made many

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Planning Our Financial Independence Journey with TwogetherFIsm

Hello from Jay and Paul! We are passionate about setting goals and creating to-do lists on a whiteboard, as these actions motivate us in daily life. While we didn’t always love this approach when it came to our jobs, everything changed when we discovered the financial independence movement. It’s amazing how finding a life purpose,

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Our Journey to FIRE (Financial Independence, Retire Early)

  You know, the concept of “Financial Independence” (FI) isn’t exactly a new idea. Over the years, it’s been discussed in countless articles, on social media, and even on TV shows. For some, the journey toward financial independence started 10 or even 20 years ago. It’s something many of us have been quietly striving for,

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Embracing Simplicity: Our Path from Homeownership to Happy Downsizing

Do you love travelling? We certainly do! What about moving house? Well, anyone would love moving into a new place if it’s better and more conveniently located than their current residence, wouldn’t they? But sometimes, life doesn’t quite follow the plans we lay out, often veering off in unexpected directions. The day you pack and

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How the Pandemic Strengthened Us and Deepened Our Appreciation for Life

The years 2020 and 2021 will undoubtedly be remembered as significant for everyone, impacting us in profound ways, both positively and negatively. The arrival of COVID-19 reshaped our world, introducing a level of uncertainty that persisted into 2022. As the pandemic unfolded, the response varied dramatically. While some found new opportunities to increase earnings through

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The Opportunity to Get Out Of the Rat Race Sooner Rather Than Later

G’day, Jay here, soaking in the sunshine and sharing some financial insights from our journey towards financial independence (FI). It’s a path many of us aspire to, particularly within the FI community where the notion of achieving a million-dollar portfolio is often celebrated as the gateway to a secure future. Photo by Ian Schneider on

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Review in 2019: Saving $100,000 in 2 Years, Modest Income to Semi-Financial Independence

It was a surreal moment when we realised we had saved $100,000, especially after living in Australia for two years without a concrete plan or the extra effort of working on side hustles like we do now. This achievement felt even more remarkable considering our relatively modest income and the fact that we had never

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